Monday was Jury Duty. In the future, I will try to remember to postpone until the summer months to avoid the plague-like fugue amongst the other jurors. I managed to skirt sitting on a jury this round, and was grateful indeed. I did my civic duty and was summarily bored out of my friggin' mind from 8:30 am to 3:30 pm.
Yesterday was the second class of the required retirement planning course at work. It's actually rather cool that the financial institution I work for provides this kind of training. I truly hope that the 20-somethings in the class pay attention, because if they do and take it to heart, they will all be able to retire in luxury before they are 60. Wish I would have had this knowledge 20 years ago. In any case, Brian and I seem to be doing better than we'd thought on this front and perhaps we won't have to work past 80 out of necessity. Each class has given us some exciting tools to use to make some good changes to where our savings are going. #1
. Because of inflation, if your savings aren't earning 4%, you are losing money. #2
. Put 10% of your earnings into a retirement account. Tithe to yourself and your future!!!!#3
. If you don't need immediate tax write-offs, put your money in a Roth IRA instead of a traditional IRA. The future benefit of non-taxable withdrawals rocks! Everyone should have a Roth IRA.#4
. Take some time to look at where your money goes and make at least a trial budget. Even if you don't plan on following it, make sure you really know where you spend your money. Just being aware of where your dollars go puts you in control. Extra points if you make some changes.
Today I'm back in the office, working on marketing pieces for a health fair. I really wish I could run external IM from work, or personal email. The only thing I have is text on my phone. Some days, that feels like a lifeline.
Tomorrow is one of Brian's favorite days. First of May. Yeah, not sure the temps outside will stand up to his favorite rhyme, but we both will be working from home tomorrow. y'know...just in case.
Friday is his birfday. I'm gonna take him to secure our gun permits and get our guns out of layaway. One step closer to our plan for securing The Hermitage as a bastion against the zombie apocalypse. Several people have claimed their spots. Applications are still being taken. Only those with necessary apocalyptic skills need apply.